Whether you're just starting your investment journey or looking to diversify your portfolio, the right tools can make all the difference. In 2025, young investors have access to powerful platforms that simplify investing, educate users, and offer innovative features once reserved for professionals.
Here’s a curated list of the 10 best investment apps to consider this year—with real advantages, honest drawbacks, and direct links to explore.
1. Trading 212
Best for beginners and zero-commission investing
Trading 212 offers a clean interface, zero-commission stock and ETF trades, and fractional shares—even with small amounts. The "Pies" feature lets you automate and diversify investments easily, making it ideal for new investors who want structure without complexity.
Pros:
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Intuitive UI and commission-free
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Fractional investing with as little as €1
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AutoInvest features and community Pies
Cons:
🔗 https://www.trading212.com
2. eToro
Best for social investing and crypto trading
eToro mixes classic investing with a social feed—allowing you to follow, learn from, and even copy other traders. Great for those wanting to invest in both stocks and cryptocurrencies while staying updated on market trends.
Pros:
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CopyTrading lets you mirror experienced investors
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Wide asset variety (stocks, crypto, commodities)
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Built-in social features and insights
Cons:
🔗 https://www.etoro.com
3. Revolut
Best for all-in-one money + investment management
Revolut started as a digital bank, but now includes stock trading, crypto, commodities, and savings vaults. Great for those who want to invest while managing personal finances in one place.
Pros:
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Free stock trading for basic users
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Real-time analytics and budgeting tools
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Offers crypto and gold investing
Cons:
🔗 https://www.revolut.com
4. Finary
Best for tracking your entire net worth and investments
Finary doesn’t let you trade—but it's essential for tracking everything you own: stocks, crypto, real estate, cash, retirement accounts. It’s like a live financial control tower.
Pros:
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Real-time net worth dashboard
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Connects with 10,000+ institutions
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Tracks performance, fees, and asset allocation
Cons:
🔗 https://www.finary.com
5. Degiro
Best for low-fee long-term investors
Degiro is a robust brokerage with access to international stock markets and ETFs. It’s known for its low fees and transparency, but it’s more suited for serious investors than beginners.
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🔗 https://www.degiro.com
6. Lightyear
Best for transparent, multi-currency investing
Lightyear is a newcomer that offers zero-fee trades, real multi-currency accounts (no hidden FX fees), and clear pricing. Excellent for European investors tired of hidden commissions.
Pros:
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No FX fees when investing in foreign markets
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Super clear fee structure
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Growing list of stocks and ETFs
Cons:
🔗 https://www.lightyear.com
7. Interactive Brokers (IBKR)
Best for advanced investors and serious portfolios
IBKR is one of the most respected platforms globally. While the interface may feel overwhelming, it offers nearly everything: stocks, options, futures, bonds, and global access.
Pros:
Cons:
🔗 https://www.interactivebrokers.com
8. Shares
Best for Gen Z investing and social features
Shares is a newer, mobile-first app that blends investing with social interaction. You can follow friends’ trades, discuss strategies, and invest in popular stocks and ETFs.
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🔗 https://www.shares.io
9. Emma
Best for connecting investments to your full budget
Emma isn’t a broker, but it connects your investment platforms, bank accounts, and credit cards into one clean dashboard. It shows fees, forecasts, and helps you make smarter long-term choices.
Pros:
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Investment + budget visibility
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Great user interface
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Syncs with platforms like Revolut, Coinbase, etc.
Cons:
🔗 https://www.emma-app.com
10. Bitpanda
Best for diversified digital asset investing
Bitpanda allows you to invest in crypto, ETFs, stocks, and even precious metals like gold. It’s ideal for those who want to explore different asset classes from one account.
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Cons:
🔗 https://www.bitpanda.com
